Benefits 101 | Bellaire Local

top of page

Only a life lived for others is a life worthwhile.

- Albert Einstein -

Home:
- Welcome
Employees
Benefits
- Medicare
News
Wellness
- Promote Wellness
Need Help?
- Employee Assistance
- Healthcare Advocacy

POWERED BY:

Schwendeman Agency, Inc.

Disclaimers:

The benefits section of the website presents an overview of your benefits but is not a contract. This website does not include all plan rules and details and is not considered a summary plan description or a certificate of coverage. Legal plan documents, including insurance contracts, govern the terms of your benefits. If there are any differences between the benefit descriptions on this website and the legal plan documents and insurance contracts, the legal plan documents, insurance contracts, and insurance certificates of coverage that are currently in place take precedence in benefit determinations.

Individuals using the website are responsible for reading fully the Privacy Policy, Terms & Conditions, and all Disclaimers. By clicking on the site's links, you will leave this webpage. Proactive Health Solutions, LLC (PHS) does not endorse the links provided and are only linked for your convenience. PHS takes no responsibility for and exercises no control over the accuracy, accessibility, copyright or trademark compliance or legality of the material contained on the linked sites. Subsequently, PHS is not accountable for transmissions users receive from the linked sites. By using the links on this webpage, you agree to all the policies, terms, conditions, and disclaimers found on the phs-ohio.com website. The information is a result of years of experience by the author. Do not use the information on this website for diagnosing or treating a health problem or disease, or prescribing medication or other treatment. Always speak with your physician or other healthcare professional before taking any medication or nutritional, herbal or homeopathic supplement, or using any treatment for a health problem. If you have or suspect that you have a medical problem, contact your health care provider promptly. Do not disregard professional medical advice or delay in seeking professional advice because of something you have read on this website. Information provided on this website and the use of any products or services purchased from our website by you DOES NOT create a doctor-patient relationship between you and anyone affiliated with our website. Information and statements regarding any dietary supplements have not been evaluated by the Food and Drug Administration and are not intended to diagnose, treat, cure, or prevent any disease.

Educational Purposes, Only. This information provided is educational and informational in nature and is made only as general information. This information does not replace independent professional or medical judgment and should not be relied upon as medical, psychological, or other professional advice of any kind or nature whatsoever. This information should not be used for diagnosing or treating any mental or physical health problem or disease. You are solely responsible for any action taken based on your interpretation of this information and you are responsible for your own health care decision-making by obtaining any necessary consultations with appropriately licensed health care professionals such as physicians and psychologists.

© 2024 by Proactive Health Solutions, LLC. All rights are reserved. CONTACT US

Privacy Policy Terms & Conditions Disclaimer

bottom of page